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Luci Temple Agency, LLC Blog: insurance

View the latest blog posts from Luci Temple Agency, LLC.

  Who pays if a friend crashes your car?   Your best friend comes into town and is staying with you!  They need to run to the store, so you toss them your keys and they take off in your vehicle.  Then the phone rings and there has been an accident in your car. READ MORE >>

The Importance of Short-Term Rental Insurance Real estate investment opportunities are changing rapidly with the growth of companies such as Airbnb and VRBO (Vacation Rentals By Owner). For some, these short-term rentals can provide as much or more income than the standard long-term rentals. READ MORE >>

It’s a dark and stormy night, the wind is blowing and suddenly something lands on your roof.  When you go out to survey the damage it turns out that a tree limb that belongs to your neighbors’ tree has landed on your roof and caused damage.  Who is going to have to pay for this? READ MORE >>

What is Umbrella Insurance and who needs it?  Umbrella Insurance is designed to protect your personal assets from judgments or liability claims.  Just as the name implies an Umbrella Policy extends over the underlying liability coverage you have on your home, automobile and other items such as ATVs, boats and golf carts. READ MORE >>

  With all the recent catastrophic weather events that have taken place over the last few years, especially here in Texas, folks are finding out that unknown to them they didn’t have enough coverage or they had the wrong kind of coverage.  READ MORE >>

Renter's Insurance More and more apartment complexes and landlords are requiring their tenants to carry “Renters Insurance”, something  that the tenants see as an additional financial burden. READ MORE >>

 Skooter Anyone who knows me knows that I am an animal lover.  I have collected animals since I can remember much to the dismay of my parents who often had to drive me to the nearest vet office to have a critter taken care of. READ MORE >>

The advantages of Collectible Car Insurance from Farmers® For the true car collector and enthusiast, cars form a huge part of that person's identify and lifestyle. READ MORE >>

The number one question I have been asked over the last few months is "Why are my home/auto rates going up when I have never filed a claim?"  The insurance industry has taken a big hit over the last few years in both auto and home policies.   READ MORE >>

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